Merchant Cash Advances offer businesses the fastest, easiest way to access risk-free capital from $5,000 to $400,000.00 per location with no hassles.

A merchant cash advance is simply selling a set percentage of your future credit card sales for cash today. We collect repayment in a very easy and transparent way, by holding back a small percentage of your daily Visa/MasterCard sales directly from your credit card batches until the balance is collected. We roll with your business. 

Because this is not a traditional loan, there is no traditional APR or calculated interest so you do not have to worry about how the long the repayment takes. You will NOT be penalized for taking longer to repay. Every time you collect a credit card payment, we collect a small percentage of our repayment. On busy days you pay back more and on slower days we take back less. It's THAT simple!

Get an edge on your competitors by obtaining working capital today!

You receive a lump sum payment (a cash advance, not a loan) in exchange for a pre-purchased percentage of future credit card sales (receivables). 

We offer a quick and easy approval process and make it our commitment to satisfying your expectations!

• Must Accept Visa, MasterCard or American Express with a minimum monthly charge volume of $5,000 or more.
• Merchant must batch out a minimum of 20-25 times a month
• Must have a business checking account with positive balance.
• Business must be actively operating.
• Cannot be more than 2 months behind on your lease or mortgage payments for the business space.
• Business must be open for at least 6 previous months.
• Must have a valid, current business license.
• Must have positive trade references.
• Cannot have sizeable tax liens, judgments, foreclosures, or excessive charge offs.

We have a preferred credit card processor that we partner with to provide merchants with our cash advance product. OUR PROMISE: Once you are fully approved by underwriting for the cash advance, we will match or beat your current rates. You will NEVER pay 1 penny more to process with our processor. Once the money has been paid back, you are free to go back to your old processor if you choose. Our customer service team will also be available 24 hours per day, 7 days per week, and 365 days per year to ensure that your business is smoothly operating.

We review your most recent credit card processing statements and provide you with a formal pre-qualified proposal that explains how much cash you are qualified to receive, the cost of the money, and the daily pay back percentage.

None at all. Absolutely no traditional personal guarantees or collateral of any kind.

The greatest value of a merchant cash advance is the flexible repayment terms. No fixed payments and no set time period to repay the cash advance. We take a set percentage daily from your Visa/MasterCard and/or American Express Sales, that way when you take a payment, we get a payment.

Generally, funding takes place within 24 hours of final approval. We will then wire the funds directly to your business checking account via the ACH process.